The Goal

Your financial situation is unique and ever-changing.

Our goal is to be your trusted advisor, helping you make financial decisions with confidence, as we walk with you through the many stages of your financial life.

The highest standard in financial planning.

Some of the topics that may be covered in a financial planning engagement:

• Retirement Planning

• Income and Distribution Planning

• Social Security Planning

• Investment Planning and Management

• Small Business Retirement Planning

• Tax Planning

• Estate Planning

• Charitable Giving

• Inheritance Planning and Management

• Endowment Planning and Management

• College Saving and Student Loan Planning

• Insurance Planning & Risk Management

• Coordination with Professionals, Accountants, and Attorney’s.

Independent

Being an independent firm means we are not bound to any specific financial institution or their products, and can instead recommend whatever is best for our clients’ specific needs.

Fee-only

Fee-only means we receive no commissions or incentives for recommending any specific investments to our clients.  We receive the same compensation regardless of our recommendations.  Clients know and see what they pay us for our services.

Fiduciary

Just a fancy way of saying we must always act in the best interest of our clients. This may seem obvious, but the vast majority of “financial advisors” are not held to this standard. This is the “golden-rule” of financial advising.

Clayton Phillips, CFP®, Owner, Financial Planner

It’s more of a marathon than a race, a process and not a product. We are passionate about what we do and thoroughly enjoy working with our clients and building long-term relationships. You deserve to work with an advisor you can truly trust and respect, and who can be a constant guide and resource to you as you move through life. You should only work with an advisor who is an excellent fit for you. We would much rather have you work with an advisor who you feel is the best fit for you, even if it means that it is someone other than us. We have identified three criteria to help you determine whether or not we are the right fit for you.

Recognize the importance of financial planning and the incredible impact it can have on their future.

We know, this seems obvious. However, this is foundational for the work we do with our clients. Without this, we have nowhere to start.

Are willing to take action.

Again, perhaps obvious, but we feel very strongly about this. It is you taking action on the plans that we have put in place that will move you toward your goals.

“Vision without action is just a dream. Action without vision just passes the time. Vision with action can change the world.”   - Joel A. Barker

Are looking for a professional they can trust to guide them along the way.

In some cases individuals or organizations are more do-it-yourself in nature and feel confident to do their own financial planning, research, self-education, implementation, and monitoring.

This is completely understandable and we encourage those of this nature to do so. Why would you pay us to do something that you feel confident you can do a good job of yourself?

We work best with those who are looking for a professional with expertise and experience to guide them through the intricacies of financial planning and wealth management so that they can focus on other important matters in their life.

Mailing Address:
818 SW 3rd Ave, Suite 221-8039, Portland, OR 97204