FINANCIAL CLARITY FOR
WHAT MATTERS MOST
Financial planning can be difficult
Let us bring some clarity to your financial life.
Your financial situation is unique and ever-changing
Our goal is to be your trusted guide—helping you make confident financial decisions at every stage, and create a legacy that reflects what matters most.
OUR EXPERTISE
We Offer Financial Guidance with the Highest Standards of Care and Integrity
HOW WE CAN HELP:
Retirement
Inheritance
Investment Management (IRAs, Roth IRAs, Trust Accounts, Brokerage)
Retirement Account Distributions
Small Business Retirement Plans (Solo 401k, SEP IRA, SIMPLE Plan)
Income and Capital Gains Tax Planning
Charitable Giving from Retirement Accounts and Investments
Social Security Considerations
Endowment Management
College Saving and Student Loan Considerations
Insurance & Risk Management Considerations
Estate Plan Considerations
Coordination with Professionals, Accountants, and Attorney’s.
THE PROCESS
1: SCHEDULE A VISIT
We'll walk the shop, have a conversation, see if we're on the same page and decide if it makes sense to continue our conversation.
2: BLUEPRINT MEETING
We'll discuss your dreams and why they are important to you. We'll then begin assembling your strategy to help achieve them. This step includes a free portfolio review.
3: STRATEGY DELIVERY
You'll receive your custom-built retirement strategy and we'll start moving you closer to your goals.
Take the first step
Let’s sit down and talk through your financial goals and trajectory—no pressure, just a meaningful conversation about where you’re headed and how we might help.
WHO WE ARE
INDEPENDENT
Being an independent firm means we are not bound to any specific financial institution or their products, and can instead recommend whatever is best for our clients’ specific needs.
FEE-ONLY
Fee-only means we receive no commissions or incentives for recommending any specific investments to our clients. We receive the same compensation regardless of our recommendations. Clients know and see what they pay us for our services.
FIDUCIARY
Just a fancy way of saying we must always act in the best interest of our clients. This may seem obvious, but the vast majority of “financial advisors” are not held to this standard. This is the “golden-rule” of financial advising.
CLAYTON PHILLIPS, CFP®, OWNER, FINANCIAL PLANNER
We believe that financial planning is a process, not a product, and that it’s the allocation of limited financial resources to unlimited alternatives.
To us, caring service means meaningful conversations, proactive guidance and clear follow-through.
Clarity Financial, L.L.C. is a fee-only financial planning firm with an ongoing mission to provide independent and objective financial advice of the highest standard.
ARE WE A GOOD FIT FOR YOU?
WHAT KIND OF ENGAGEMENT ARE YOUR LOOKING FOR?
It’s more of a marathon than a race, a process and not a product. We are passionate about what we do and thoroughly enjoy working with our clients and building long-term relationships. You deserve to work with an advisor you can truly trust and respect, and who can be a constant guide and resource to you as you move through life. You should only work with an advisor who is an excellent fit for you. We would much rather have you work with an advisor who you feel is the best fit for you, even if it means that it is someone other than us. We have identified three criteria to help you determine whether or not we are the right fit for you.
WE WORK WELL WITH THOSE WHO…
RECOGNIZE THE IMPORTANCE OF FINANCIAL PLANNING AND THE INCREDIBLE IMPACT IT CAN HAVE ON THEIR FUTURE.
We know, this seems obvious. However, this is foundational for the work we do with our clients. Without this, we have nowhere to start.
ARE WILLING TO TAKE ACTION.
Again, perhaps obvious, but we feel very strongly about this. It is you taking action on the plans that we have put in place that will move you toward your goals.
“Vision without action is just a dream. Action without vision just passes the time. Vision with action can change the world.” - Joel A. Barker
ARE LOOKING FOR A PROFESSIONAL THEY CAN TRUST TO GUIDE THEM ALONG THE WAY.
In some cases individuals or organizations are more do-it-yourself in nature and feel confident to do their own financial planning, research, self-education, implementation, and monitoring.
This is completely understandable and we encourage those of this nature to do so. Why would you pay us to do something that you feel confident you can do a good job of yourself?
We work best with those who are looking for a professional with expertise and experience to guide them through the intricacies of financial planning and wealth management so that they can focus on other important matters in their life.
